TURN TIMES

UPDATED AS OF 07/20/2026

SUBMISSIONS

LOAN SET-UP: 48 Hours

COC LE DISCLOSURES: 48 Hours

INITIAL UNDERWRITING

PURCHASES REVIEW
VA: 07/18/2026
FHA: 07/16/2026
USDA: 07/20/2026
CONV: 07/20/2026

REFINANCES REVIEW
VA: 07/20/2026
FHA: 07/20/2026
USDA: 07/20/2026
CONV: 07/20/2026

PROCESSING CONDITION REVIEW: 07/15/2026 (SLA 48 Hours)

CONDITIONS IN REVIEW
VA: 07/17/2026
FHA: 07/16/2026
USDA: 07/20/2026
CONV: 07/20/2026

SUBMIT FOR CTC STATUS

PURCHASES
VA: 07/20/2026
FHA: 07/20/2026
USDA: 07/20/2026
CONV: 07/20/2026

REFINANCES
VA: 07/20/2026
FHA: 07/20/2026
USDA: 07/20/2026
CONV: 07/20/2026

INITIAL CD ORDER: 48 Hours

DOC ORDER: 72 Hours

SUSPENSE REVIEW STATUS
VA: 07/17/2026
FHA: 07/16/2026
USDA: 07/20/2026
CONV: 07/20/2026

*Turn Times are calculated in business days.